Business Owners - A Free Credit Report is Essential

Businesses sometimes need credit to start off, expand or get through difficult times such as right now in this worldwide financial recession. In order to get the cheapest and most competitive loans and credit depends very much on your personal credit score. The better your credit score the cheaper it is to get credit for your business - this is a financial fact.

Do you know where you stand with your credit rating? Many don't and don't actually find out until it is too late. Many will apply for a loan and get it refused or offered ridiculous high rates of interest, as the lender will check your credit rating before the applier. Don't let this happen to you.

There are a lot of scams out there that claim they will get a credit report for free, but what is free and what is not free is in many cases a hazy claim.

Getting your totally free credit report along with your free credit score is easy online. You can now see your own credit report within 5 minutes and it is free. Simply sign up online then call 1-800-452-2541 to cancel within 30 days. There is a promise to get all information that you need and indeed for you to print out so you have a hard copy for reference of your running credit score. Many other companies just don't make it that easy to cancel, this company does.

For any business it is essential that you know your credit rating and you can work from that know that everything is in order or take action to improve you credit standing. It makes sense for you and your business. Don't wait until you need credit to find out - it may be a very expensive business if you do.

Make Money Video - Just Don't Bother

Whilst surfing for ideas I came across this video that made me quite annoyed. The claims from this advertisement are all geared to selling their product. There is no 'real' information given.

Even though there will be hundreds of people falling for this ad and buying the plan which actually is just another affiliate program which can't be that good as they have to 'push' people into it with videos such as these. If the program is any good, it would sell from conventional places to advertise affiliate programs.

Look at the video and read between the lines - there's nothing there for you.

Mobile Fruit and Vegetable Business

Do you have transport that is a van or a car with a hatchback and your horn works? If you do, then you are ready for business right now.

By working just mornings through to lunchtime you can make a living quite easily by selling fruit and vegetables to residential households.

Everyone needs food and today more and more are looking at healthier foods to buy and eat. Fruit and vegetables will always be in demand, they are the staple diet for many households.

With this demand in place, it is just a matter of getting yourself known in local residential areas. Plan a different route for each day of the week you work and stick rigidly to it. That way customers will now what day and what time your are coming and will be looking out for you.

The business is really simple. Early in the morning you will get your daily stock from the local wholesale market. You will have to look up where your local one is, every town has a wholesale supplier within reach.

Your stock is laid out in the back of the van or hatchback car and you will travel on your planned route beeping your horn every few hundred yard to let household know you are there.

Initially of course you will probably need some support, perhaps from your partner or friends. You will have do a go through hand mail shot telling everyone you will be around and what you are selling. Little pamphlets through letter boxes will only take a few days to deliver, then you have people expecting you.

On your first run, as well has hooting your horn, call at every three or four houses to let them know you are there. Talking to customers is the best way to start sales off and they will tell their neighbours, which is why you don't need to call on every house. The business and profits will start straight away.

Prices can be worked out roughly the same as the local grocer store, don't forget they will have more overheads than you so profits for you should be more. Obviously with some produce you can't compete with supermarket prices, but then people are paying for a service as well as fruit that is probably locally produced rather than coming from South America! You can advertise that fact as well.

Don't start off with too much stock, fruit and vegetables can be stored for a few days in a cool place like garage, so make use of good storage space.

It may take a while for business to establish itself, but well worth persevering as word gets around, you will be rewarded with your efforts.