Organising and streamlining finance for business is an essential part of being successful. Getting on top of you and understanding where your financial standing is along with having full control on credit and loans is all part of the business, just as important as the front end of selling services or products.
You should consider that if you hold and unsecured debt, you should try to eliminate it. Why? It makes sense to do so as a consolidated debt is usually cheaper. You can reduce your balances up to 50% reducing the interest you pay. It is far easier to account with one low monthly payment and of course the risk of bankruptcy is eliminated.
It make financial prudence sense for any business to strive to reduce outgoings and that includes interest from loans and credit by debt consolidation payment, Contrary to belief, you don't even need to own a home to do so, you don't need a Credit Check and Bad Credit is not a problem.
So look at your loans and credit you have currently, especially single out unsecured credit such as credit cards, then look at the interest rate you are paying. Finally, do something about it; money from high interest rates is just creaming off your business profits! Stop the rot now and consider a Personal Loan for you and your business.